Types of Real Estate Investment Loans

Types of Real Estate Investment Loans

Real estate investment is among the most successful field of investment in the world today. The investment is projected no to go down anytime soon as investors are flooding in each day. Just like any other form of investment, an investor needs to have some financial zeal to engage in this business. But most investors don’t always have bundles of cash on hand. Most of the top real estate investors borrow money from real estate fund lenders. Below are some of the most popular lenders for real estate credit and investment property loan lenders.

1. Hard money lenders

For many years now, Hard Money lending has been a crucial resource for almost all types of investments. It involves offering funds in the form of short-term credits of between 6 to 60 months. Hard Money may charge high interests and in most cases, may not have forestallment penalties. Traditionally, Hard Money lenders have been processing funding very fast and few requirements.

2. Transitional Funding

Transitional Funding is arguably the easiest and speediest lending method for most investors in real estate assets, especially in house flips and wholesale deals. More so, this type of lending is among the least popular forms of real asset financing. Transitional Funding works best for the investors who wish to be in, on, out and receive their real estate payments quickly. The terms of this funding method are too good that some people think it is a scam until when it works for them. Transitional Funding is solely for investors who do wholesale real estate deals. In Transitional Funding, an investor gets 100% funding, and their creditworthiness, income proof, and assets do not have to be checked. Besides, these types of lenders do not have to require the production of full title reports, appraisals, or insurance.

3. Private Lending

As the name suggests, Private Money Lenders are people with money and wish to loan it on real estate. These individuals consist of all kind of people with savings and investment or surplus cash intending to receive passive income. Private Money lenders are flexible and allow investors to negotiate their terms of lending. Their terms vary from one investor to another. The popularity of Private Lending has marked a significant rise due to more awareness of the opportunities they provide.

Hard money lenders, transitional funding, and private lending are all great ways that real estate investors can receive a loan and not miss out on a potential real estate investment.

4 West Coast Cities That Are Worth Your Real Estate Investment

4 West Coast Cities That Are Worth Your Real Estate Investment

With its sprawling natural wilderness set next to cities booming with high-tech business ventures, West Coast cities are increasingly viewed as a real estate entrepreneur’s dream come true when it comes to outstanding investment opportunities. Here are just four great cities with amazing potential for investors looking for properties that will provide healthy profits and rising value in the years to come.

1. Portland, Oregon
Smaller and more approachable than its sibling cities Seattle and San Francisco, Portland still has a booming real estate market thanks to its quality of life and its setting as the headquarters for industry titans like Nike and Intel. Portland is especially popular for young people, who have moved to the city in droves for its vicinity to natural wonders such as Mt. Hood and the Oregon coast and its numerous bookstores, coffee shops, and fine dining restaurants.

2. San Francisco, California
With its proximity to Silicon Valley and Stanford University, San Francisco is a powerhouse location for the tech world, with tech billionaires driving a market for great real estate opportunities and wonderful standards of living. With its beautiful views and charming hillside apartment buildings, San Francisco should be at the top of any real estate investor’s list for high-value opportunities.

3. Seattle, Washington
The birthplace of Microsoft and Starbucks, Seattle truly has it all for savvy real estate investors: A large professional class eager to move to the city for its stunning natural wonders and high culture, and a real estate market that is set to continue its astounding arc in value as companies like Amazon move to the city for its tech-friendly culture and high standard of living.

4. Napa, California
When most people think of Napa Valley, they think of sprawling vineyards and Michelin-starred restaurants. The high quality of life in Napa, the largest city in the region, is driving a booming real estate market that provides incredible deals for entrepreneurs aiming to rent out properties. The added bonus of owning property one of the most beautiful regions in America is also a big plus for investors!

For these reasons, the West Coast is home to some of the hottest real estate markets in the world. For the right investor, the region presents unbelievable opportunities for growth and personal satisfaction in the foreseeable future. Combining high quality of life and an entrepreneurial spirit that fostered business geniuses like Bill Gates, Howard Schultz, and Steve Jobs, the West Coast truly has it all. For real estate entrepreneurs, that is business done right!