6 Tips for First Time Snowboarders

6 Tips for First Time Snowboarders

 

Don’t Overlayer

While multiple layers is great for keeping riders warm, the heat generated from the intense exercises involved in snowboarding means that people can experience diminishing returns. In most cases, all a snowboarder needs is some thermal clothing, not made from cotton, and a light, waterproof jacket; a hoodie can be stored away until such intense cold sets in. Cotton should be avoided as it absorbs sweat-sweat can freeze and will further lower body temperature.

Renting is Fine

Unless a first-timer has been given a quality board as a present, there is no shame in renting one’s snowboard. Furthermore, the first hobby purchase should go toward one’s boots. One important thing to know when looking into buying or renting a snowboard is the significance of “regular” and “goofy;” regular means the user leads with his left foot or shoulder and goofy means the user leads with his right side. Notably the notation of regular and goofy also affects which side of a chairlift queue boarders should take.

Tether Your Board

Snowboards are a moderately costly piece of equipment. Any boarder who fails to somehow tether his board to his body is inevitably going to lose that board, possibly for good.

Understand Who Has Right of Way

Right of way travels downward because it is easier to see people in front of a person than it is to see out of the back of that person’s head.

Do Some Preparation

Before anyone heads out to try snowboarding, it is a very good idea to research the weather forecast for the duration of your snowboarding trip and to assess what equipment is actually needed for the forecast. Upon arriving at the site, it is a good idea to start the day with an energy-boosting breakfast, to remain hydrated throughout the day and to regularly stretch one’s calves, hamstrings and quadriceps.

Push With the Back Foot

Much like how one maneuvers on a skateboard, the ideal means of snowboard propulsion is to push off with one’s rear foot. While it may seem odd on initial attempts, the alternative is to place undue levels of stress on the knee joints of the leading foot, a foot that should remain locked into place on the board.

 

Leadership Styles Around the World

Leadership Styles Around the World

Various cultures have different leadership styles. Richard D. Lewis, a British linguist, charted the differences in his book “When Cultures Collide.” Besides he teaches these acumens in seminars.

 

Spanning from ringi-sho consensus in Japan to structured individualism in the United States of America, the charts look as if intuitively correct, if not separately accurate across a given nation.

 

Lewis argues that even though the countries may be facing rapid economic and political transformations, there exist some patterns which won’t change anytime soon. They have deeply rooted beliefs and attitudes which make them resist sudden changes in values when pressured to do so.

 

British managers, for instance, are diplomatic, helpful, casual and willing to compromise, although they can be ruthless when provoked. Regrettably, their strict adherence and conformity to tradition can lead to an inability to understand differing values in others.

 

On the hand, American managers are aggressive, assertive, goal oriented, optimistic, ready to change, vigorous and confident. They value working together as a team and enhancing corporate spirit. Unfortunately, they value individualism and promoting personal career.

 

With an incredible grasp of the various issues affecting their company, French managers are more autocratic as well as paternalistic. However, they quickly dismiss opinions of seasoned technical staff and middle managers.

 

A decentralized and democratic system of management among the Swedish people is incredible. The rationale enhances motivation and productivity among employees. Even so, decisions get delayed sometimes.

 

Managers in Germany strife to form a seamless system. They have a well-structured chain of command based on every departmental unit. Instructions, as well as information, are passed from the top down to the bottom. The drawback is that they considerably rely on consensus.

 

In the Netherlands, success is measured by the achievement, merit, and competence. Even though managers are decisive and dynamic, a consensus is compulsory since various players must be consulted before making any decision.

 

Traditional Indian companies practice nepotism. For example, members of the family hold critical positions excluding other people who may have the required skills and talent. Besides, policies get dictated by trade organizations such as jewelers, fruit merchants among others. These groups work in close unison and support one another during stressful moments.

 

China managers value consensus. The state-controlled companies allow leadership groups to formulate policies, while capitalist-style corporations select leaders with the necessary competence and reputation.

Growing Your Real Estate Investment Portfolio

Growing Your Real Estate Investment Portfolio

Investing in real estate is a proven way to build wealth over a long period of time. In many markets around the country, real estate prices are increasing rapidly. As a result, it is a good time for real estate investors to purchase a property.

There are various strategies to invest in real estate. Some people prefer to purchase a property and rent it to tenants. This is a great way to generate cash flow and additional income each month. Other investors would rather purchase a property in need of various repairs. After investing time and money into a property, the investors can sell the property for a quick profit.

 

Financing

One of the biggest obstacles in purchasing a real estate property is getting the capital needed. There are few people who have the cash on hand to purchase a real estate property. Getting an investment loan is much more difficult than a typical housing loan. Banks have to take additional financial risks in order to lend money to investors. As a result, investment loans generally have a higher rate of interest than typical home loans.

As an investor, it is a good idea to shop around for various loan options. There are many people who choose the first loan option that is available. Getting a slightly lower interest rate can make a huge difference in the total amount of money made by the investor.

 

Finding Properties

In a competitive real estate market, it can be difficult to find a property to purchase. Working with an experienced real estate agent is the best way to find a great deal in the local area. Most real estate agents know about new properties on the market before other people do.

Before working with a real estate agent, ask them about their experience finding investment properties. Finding an investment property is a much different process than finding a typical home.

 

Tenants

It is vital for real estate investors to spend time screening tenants. Nothing is more difficult than dealing with bad tenants. Some real estate investors make the mistake of trying to rush the tenant screening process. Losing a month of rental income is worth finding the right tenant. Some people even give their tenants a small discount on rent if they pay at the right time each month.

 

Non Profit Spotlight: Fight Colorectal Cancer

Non Profit Spotlight: Fight Colorectal Cancer

Also known as colon or bowel cancer, colorectal cancer is the growth of cancer in the colon or rectum. It may be caused by old age, lifestyle and in rare cases, genetic factors (non-polyposis cancer that is hereditary). Other risk factors are diet (processed meat and alcohol), obesity, an absence of physical activity and smoking. Inflammatory bowel diseases like Crohn’s disease are also a risk factor. The associated symptoms of colorectal cancer include weight loss, changed bowel movements and blood spots in the stool. Treatment is usually a combination of radio and chemotherapy and surgery. Surgery can cure cancer confined to the colon walls, if widespread, it cannot be cured, but is managed to improve the symptoms and the patients’ quality of life.

 

About Fight Colorectal Cancer

Founded in 2005, Fight Colorectal Cancer is an organization that aims at reducing deaths attributed to the disease. It also aims at finding a cure for colorectal cancer. The organization advocates for research into colorectal cancer and also offers training and provides grants to scientists working towards a cure for the disease. They do this through what they term as five ways to fight. They include:

 

  • Patient resources

 

    • It creates a resource center that is credible and contains resources that have been medically reviewed. This helps patients in making informed decisions concerning their health. The educational materials, found free online, give information on diagnosis, available treatment options and how to handle life with colorectal cancer. This keeps patients constantly informed.

 

 

  • Research

 

    • The organization follows studies that cover the basic biology, prevention of the disease, its treatment and how to survive it. They involve their researchers and help fund any project that may be groundbreaking in the field of colorectal cancer. The organization also has medical experts on its medical advisory board.

 

 

  • Advocacy

 

    • The organization, through forming coalitions with policy makers and other regulatory agencies have managed to build solid relations with leaders to ensure colorectal cancer and persons suffering from it are considered in policy decisions.

 

 

  • Awareness

 

    • Through awareness programmes like One million strong, kids awareness activities, online ambassadors; and events like sparks of strength luminary event, the organization has managed to create awareness around colorectal cancer.

 

 

  • Philanthropy

 

    • Fight colorectal cancer also encourages donations from members of the public. This can be through fundraising programmes, personal donations or donations to its research programmes.

 

How Your Landlord Calculates Rent

How Your Landlord Calculates Rent

There are many factors that go into the typical landlord’s determining of rent and apartment value. Not all are financial, but the beginning factors of deciding a fair price are evaluating the market, along with overhead costs.

 

Similar to purchasing a house, many landlords will look at comparable properties in the neighboring area. To be comparable, a neighboring apartment will have similar square footage, room counts, and amenities. Landlords can also evaluate apartment buildings in other neighborhoods that are comparable sizes, and then take into account a difference in neighborhoods. The surrounding neighborhood can increase or decrease the rent value for reasons such as park and school accessibility, transit, cleanliness, even the local nightlife.

 

Once this has been established, many landlords choose to compare the rent, or range of rent prices, to the Housing and Urban Developments annual fair market rental report. This report is used to illustrate how rent prices relate to the types of apartments available, along with the local markets. Supply and demand is also a very common factor when determining rent price, particularly in an area where rental property competition is either very high or very low. This does not necessarily mean that a high demand will drive the prices up too much, as it can be extremely unprofitable for a landlord to have frequent turnover.

 

Next, overhead costs will play a large part into how much an apartment can be rented for. A landlord will have many overhead costs, some which are quite expensive or even unpredictable. Mortgage of the overall building will be used to calculate rent, along with utilities that must be paid, property taxes, and insurance. All of these expenses must be covered by the combined rent of all units on the property, taking into account that vacancies will occur in between occupants.

 

Unforeseen expenses are more difficult to calculate, but are equally important to take into account when determining rent of a unit. The landlord must be able to provide their tenants with basic amenities, especially those of which were previously agreed upon such as a working refrigerator. Unforeseen events can also lead to expenses, such as fires or gas leaks, which the landlord are responsible for fixing using the obtained rent money.

 

Last, many landlords take into account their occupants themselves. In fact, many landlords who live in the same building as their tenants, or owners of smaller properties, are known to be reasonable in order to maintain a relationship with their tenants.

 

All in all, there are many different factors used to calculate the monthly price of any rental. Landlords may calculate the rent differently based on neighborhood, type of building, and even the landlord’s own proximity to the units. Ultimately, a good landlord will weigh all of the factors to determine a fair and affordable rate, which also covers necessary expenses with a safety net.

 

3 Influential Entrepreneurs of the 21st Century

3 Influential Entrepreneurs of the 21st Century

Throughout history, our culture and many industries have been shaped by those who pioneered new ideas. These entrepreneurs have changed the industries of technology, finance, and much more. Often a rags-to-riches story, these innovators have led the way in their field, making everyday life that much easier for most of the world. From the founders of online search engines to talk-show hosts, entrepreneurs of all fields have impacted our world in a way that will forever change it.

 

Oprah Winfrey

Though her success began in the late 90s, Ms. Winfrey has been a household name throughout the first two decades of the 21st century. Growing up in extreme poverty, Oprah faced many challenges due to her demographic. As she broke through at the local level of media, she was quickly notices by television and radio executive. Finally getting her own television show which ran for over 25 years, Oprah also became a leader in the media industry as a whole. Starting her own production company, Harpo Studios, she laid the foundation that was bound for success. Now as a owner of Weight Watchers, her own television network, a line of health foods, and a world-renowned book club, her legacy is solidified as an influencer for women around the world.

 

Jeff Bezos

Not a day goes by where millions of people around the world take care of their shopping needs on Amazon.com. It is crazy to think that founder of the online site, simply wanted to provide readers a place to order books without heading into the bookstore. Now, as the wealthiest man in the world, Amazon founder and CEO, Jeff Bezos is living the dream. What started out as a business  idea that he wrote during a cross country trip, turned into one of the most visited websites in all of the world. Now selling everything from groceries to appliances, Amazon is a site that will likely not diminish anytime soon.

 

Steve Jobs

It is hard to make a list of successful entrepreneurs without mentioning the founder of Apple. Though he sadly was taken from the world before seeing the true impact that his work has made, Jobs changed the technology game for likely the rest of our time on earth. His innovation of all Apple products has allowed people to do their jobs, live, and communicate in ways that were never imagined before. His forward-thinking is what allowed him to be so successful and his humble nature is what makes him someone who aspiring leaders should look up to.

Non Profit Spotlight: Juvenile Diabetes Research Foundation – JDRF

Non Profit Spotlight: Juvenile Diabetes Research Foundation – JDRF

The Juvenile Diabetes Research Foundation or JDRF is dedicated to supporting patients with Type 1 or juvenile onset diabetes and their families. The foundation also promotes research toward eliminating the disease and advocates for legislative support for patients and families. Since its inception, JDRF has contributed $2 billion in research funding toward the disease.

Research

Through its fundraising activities, JDRF helps to pay for life-saving research into the causes and prevention of juvenile diabetes, as well as daily management of its symptoms. The organization is currently involved in several different research fronts, including the artificial pancreas and beta cell replacement.

The artificial pancreas is a new medical device that provides blood sugar control 24 hours a day. Monitoring blood sugar levels, the device provides the patient with a targeted amount of insulin and other hormones to stabilize the patient. This device has the potential to greatly simplify the lives of Type 1 diabetics.

With beta cell replacement, patients may be able to stabilize their condition for months at a time. The small implant delivers insulin-producing cells directly into the bloodstream. When approved, this implant will revolutionalize diabetes treatment.

Advocacy

JDRF is an important voice for patients and their families, encouraging lawmakers to consider the needs of Type 1 diabetics when making health care and financial decisions. JDRF is also involved in securing research funding through government programs. The organization has also been a strong supporter of protections for pre-existing conditions, benefiting not just Type 1 diabetes sufferers, but patients with all chronic diseases.

Recently, their Coverage2Control program has successfully persuaded some of the largest insurance companies to cover the artificial pancreas system. The JDRF also supported the coverage of insulin replacement systems through Medicare.

Family Support

JDRF is involved in providing day-to-day support for patients and their doctors. The JDRF web site features a wealth of health care information for child and adult patients with the condition. The web site provides one-on-one support for patients as well as hosting online support groups. The web site also has a section focused on the day-to-day care of the disease, including symptoms and treatments.

Leadership for the Community

Combining research, advocacy, and patient support, the Juvenile Diabetes Research Foundation is an invaluable part of the medical community. Its research promotes better living for patients with the condition.

3 Tips for Being a Better Property Owner

3 Tips for Being a Better Property Owner

Owning real estate is one of the most important things that anyone can do for their financial future. People are getting excited about the idea of investing in real estate over the next few years.  In many markets around the country, investors can make money using server channels. Not only can they buy a home and quickly sell it, but you can also rent to tenants. However, in order to have a lot of success with real estate, you need to takes steps to become the best property owner possible.

 

Maintenance

One of the most important aspects of owning a home is conducting quality maintenance checks throughout the year. There are some people who wrongly assume that maintenance checks will cost money. Although there is a small expense at the time of the maintenance check, it smarter, financially, to find an issue in the beginning. Not only is it easier to fix, but often costs less than waiting to make the adjustments.  If you want your properties to last for a long time, make sure to work with a trusted and establishes maintenance company in the area.

 

Screening Tenants

Another important aspect of owning a property is properly screening tenants. Plenty of people  who wrongly assume that this is a waste of time. However, the more time that you spend screening tenants, the less time you will have to spend dealing with complications down the line.

Some property owners wrongly assume that all tenants are the same. In reality, there are quite a few warning signs that a person is going to be difficult to deal with when it comes to renting. If someone has a poor credit history, chances are high that they are going to miss rent payments with your property.

 

Research Carefully

If you want to make money in real estate, one of the most important things that you can do is research the local area. If you purchase a home in a growing area, you will be able to experience an appreciation of gains in the future.

Many believe that appreciation gains are based on luck. However, it often boils down to completing an abundance of local research and buying in a growing area. Now is the time to look at different property options as to where you can purchase a home.

 

Top Real Estate Investment Markets of 2017

Top Real Estate Investment Markets of 2017

Across the country, real estate prices are continuing to increase. In an effort to increase income and financial freedom, people are poking an interest in real estate investing. Some of these real estate investment markets are growing at a more rapid pace than others. In such areas, competition for locking down a property is higher than ever before.

 

Nashville

Nashville quickly became one of the most popular cities in the country to visit this year. Not only are entertainment options plentiful, but the economy is also booming. Many people are excited about the economic growth taking place in the city, which is causing an increase in demand for property. The state of Tennessee has no income tax, which is another appeal for investors.

Nashville has obtained an abundance of companies who have chosen to relocated their facilities. This is increasing the number of jobs available to workers in the city, which ultimately causes a larger need for housing. Nashville is a great place to purchase real estate and people are noticing. Real estate investors are starting to flip homes for a profit. Before buying a home in this area, make sure to conduct proper research in the field. This is the best way to find a property that meets your needs.

 

San Francisco

Another booming real estate market is in San Francisco. Over the past few years, thousands of people have moved to the area in search of tech-related jobs and a relaxed lifestyle. This has caused the housing market to skyrocket and as an investor, getting in on the ground floor was crucial. Another factor contributing to increasing housing prices is the foreign investment in real estate. In San Francisco, it is not uncommon to see one home get dozens of offers within minutes of it hitting the market. Now is one of the best times to sell a property for the first time in a long time. Investors know this and are often willing to pay higher rates for a property.

Denver

Denver has been a hot housing market for a few years now. Not only is this area growing, but new companies are choosing Denver as their headquarters. As a frontier for the cannabis industry, Colorado cities are making people consider a move to the state. There were times when Colorado was seeing little to no population growth. So these past few years have been an exciting time for the state Today, Denver is one of the hottest housing markets in the country. If you want to invest in real estate in this city, you need to work with a local real estate agent who knows the area.

 

Winter Attractions In Seattle

“Seattle fun in the winter?” you ask. You might be surprised at all of the opportunities for fun even with the blustery weather and chilly-winded snowfall. There’s a lot of freedom for recreation in the city, and much of it is signature Seattle.

 

The Polar Bear Plunge is your best (and likely, only) chance to dive into the frigid water at Matthews beach with almost 2,000 other people. The event is free, and you’ll be able to take home some fresh swag to prove you did it. It’s a great way to meet some other crazy people, and you’re covered for the day’s shower.

 

Winter Feast is a food truck festival taking place at the European-style Fremont Sunday Market on the second Sunday of every month. With a weekly rotation of 20 trucks along the road providing variety, you can visit several times through the winter and try some of the choicest foods available in Seattle. The market’s usual attractions go along, like local crafters offering their uncommon creations and beer taps flowing the suds at nearby establishments.

 

The Chilly Hilly Bicycle Race is a choice opportunity to get wind-whipped while you compete with your fellow wheeled riders for first place on this local 33-mile ride along the hills of Bainbridge Island. It’s a challenging ride making the last pedal across the finishing line especially sweet. Expect hot food and a lot of celebration at the ride’s completion.

 

Coming from up north, the snow geese find Seattle’s Port Susan Bay quite a warm place to hang out. The local Snow Goose and Birding Festival celebrates their arrival on February 24th-25th. Birding enthusiasts will be thrilled at the sighting of these squawking white fowl’s landing spot, and there’s plenty of camaraderie with fellow birders to be had.

 

With all of these chilly activities, you’ll want to warm up at the Banya 5 Urban Spa where the sauna tops a roasty 240 degrees, and the experience completes with a vodka shot in the lounge. The cold plunge is available to roasters too, so you can alternate temperature extremes for the maximum therapeutic benefit. They also offer massage for your iced-up muscles and facial treatments.

 

This is all only the top of the iceberg. Seattle has so much to offer, but these choice adventures are sure to bring you wintertime joy.